Recent
Settlements
● FDCPA violation, debt collector’s inappropriate response $6K    ● Erroneous background check affecting rental opportunities $67K    ● FDCPA violation, debt collector not reporting info $6K    ● FCRA Fraudulent credit info resulting in identity theft $100K    ● FCRA Inaccurate reporting leading to home refinance denial $42K    ● Inaccurate credit reporting causing score drop $30K    ● Incorrect credit info causing increased interest $35K    ● Vehicle repossession reporting error causing score drop $67K

Get Your FREE Credit Violation Analysis

These Hidden Errors Could Put Up To $1,000 in your Pocket!

Come Try It, It's FREE

No Cost. No Obligation. No Risk

Your credit report could be hiding serious violations—and you may not even know it. Under the

Fair Credit Reporting Act (FCRA), consumers are legally protected. When violations are

found, you may be entitled to up to $1,000 in compensation per violation—without paying a

dime.

These are the 6 Qualifying Violations?

1

Duplicate Accounts

This happens when a creditor lists an account twice, or when a debt is sold or transferred and both the creditor and collector report the same balance, making it appear doubled. Sometimes one account shows a zero balance but still reflects negative history, which is misleading since the same negative information is reported twice. If not corrected, this is considered an FCRA violation.

2

Identity Theft (IT)

This exists when there’s an unauthorized account opened on your credit report without your consent or any account that you do not recognize nor did you approve. If the account wasn’t opened by you,

then it is considered Identity Theft, if this account is not removed and

blocked from your credit report, this is a FCRA Violation.

3

Wrong Balances

Accounts that have been settled or paid off should no longer report a balance and should be appropriately marked as “Paid in full” or “Paid/Settled for less than the amount owed, if there’s still showing an

inaccurate balance this is a FCRA Violation.

4

Post-Bankruptcy

Any account that was discharged in bankruptcy should be marked as

discharged on the credit report, with no balance, no monthly payment

and no past due amount, if there’s still showing a balance after

Discharge, this is a FCRA Violation.

5

1099-C

A 1099-C is issued when a creditor cancels all or part of a debt, which means your credit report should show a $0 balance. If it still reports as outstanding, that’s an FCRA violation. Important: You are not required to report the canceled amount on your taxes.

6

TCPA

The TCPA protects consumers from harassing robocalls, spam texts, and calls from debt collectors or solicitors made without consent. Robocalls are automated calls or texts made by a computer system with no human involvement. Each unwanted call or text can result in penalties of $500–$1,500.

Act Now Before!

These errors hurt your credit any further by —raising your interest rates, block approvals,

and cost you thousands in the future.

Correcting them NOW could mean a better a credit file and maybe even compensation of up

to $1,000 per violation, which gives you a stronger and healthier credit profile.

Progressing...

Here’s What Happens Next

Claim Your Free Credit Violation Analysis –

At NO cost to you, no strings attached.

We Will Review Your Report for Any Violations

Apply Our 1 Letter Process To The Identified Violations

Then Receive Possible Compensation Of Up To $1,000 per violation.

You risk nothing. The FCRA requires that ALL credit reports be 100% accurate, this Federal

Law protects all consumers, and our process is designed to make it simple for everyone.

Real Protection & Real Results.

Imagine what correcting errors on your credit report could mean:

Getting approved for your dream home, car, or credit you deserve.

Lowering your interest rates.

Receiving cash compensation for the stress these errors caused, debt waivers and complete

deletions of those inaccurate accounts.

Take the First Step Now

Sign Up To Get Your Free Credit Analysis:

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